Funeral Plans in Ulcombe

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Death is not easy for anyone. The last thing anyone needs is to worry about the nitty-gritty funeral prep entails or have to entrust people to plan and pay for your funeral. 

Be one step ahead of the game and prepare for the future so you can spare loved ones the stress and pressure of planning and paying for the ceremony. 

It is becoming increasingly common for people to take out their funeral insurance policies in Ulcombe ME17 1 as a way of putting aside money to cover costs if anything happens to them especially since funeral costs can get overwhelming. 

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Our team at Funeral Insurance Policies can provide pre-paid funerals to save families the stress and worry of having to plan and pay for the funeral if something happens unexpectedly, including advice and guidance with plans from £5 per week. 

If you'd like more information on funeral insurance policies in Ulcombe our friendly and experienced team will help.

We understand that preparing for your own burial much less looking for a pre-paid plan or cremation may be the last thing on your mind, but we help you make plans and arrangements in advance so that your family don’t have to worry.

Life insurance can only cover so much. You can set up a personalised funeral plan for as little as £5 per week through a simple telephone call with one of our experts.

These insurance policies cover the costs of various things, including cremation, burial, coffins, flowers, headstones and anything else you might need.

Many adults often worry about getting help with costs for themselves or their loved ones, so setting up a weekly plan to take care of the cost can put your mind at ease.

If you would like to find out more about the different policies we offer, please feel free to complete our contact form so one of our specialist advisors can get back to you.

They’ll be able to answer any questions you have and help you decide on a personalised arrangement for your burial or cremation.

What is a Funeral Insurance Policy?

A funeral plan can include a funeral insurance policy.

This is basically when you plan ahead to cover your funeral costs so you know how much you will need to pay for your funeral

There are several policies available that offer different things since the funeral policy cover can depend on what you need and want. It is vital to pick the right policy to ensure your loved ones don't have more to worry about when the time comes.

The various plans available will be able to offer you unique things and even cover the funeral director costs and other burial costs. 

For example, some could cover funeral director costs, whereas others may come with burial cost cover, grave digging or cremation prices. It's essential that you carefully look through the different options before buying these policies to ensure you get the best value for money. 

Funeral Plans in Ulcombe

With the cost of an average funeral rising each year, it is common for people to worry about how their family will pay if something happens to them.

If you're one of the many who thinks about the funeral costs and these kinds of things, then it's time to get in touch with a funeral plan provider. 

We offer personalised funeral plans to help prepare for the future and put aside money for insurance to cover the costs of a service, cremation, burial and any other extras like flowers and catering that you might choose.

As each person and family is different, we provide various bespoke funeral plans and even an online funeral plan to suit whatever you’d prefer.

As a way of giving you and your relatives in Ulcombe ME17 1 some peace of mind about the future, we offer advice on different insurance policies. Our experts give clear and straightforward advice to explain the process and how you can spread the costs to a price you can afford.

The policy is designed to cover funeral director costs so you and your family won’t need to worry in the event that something happens suddenly.

It's important to check that the provider is registered with the Funeral Planning Authority (FPA). The FPA is a professional body that promises is a provider goes bust, it will look into paying for funerals covered by insurance plans.

We have a range of funeral plans available to suit different budgets and personal requirements, so don’t hesitate to ask if you would like anything extra.

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How to Preplan your Funeral

To take the pressure off loved ones, many people decide to handle their own funeral plan. As expert insurance planners regarding burials and cremations, we may help you through the process and get you the best deals.

  1. Look for a funeral coverage company - contact our team for the best cremation and burial insurance plans in the UK.

  2. Decide what coverage you require - don't forget to think about things like the wake, flowers, etc.

  3. Specify a budget

  4. Let us choose the perfect plan for you

Since we understand this type of planning is a very sensitive topic, we will plan your coverage for you. This means you have as much involvement in the planning as you like. We can offer expert advice and details on the services we can provide.

If you have any questions regarding a life insurance policy, funeral insurance, or the funeral plan, please do not hesitate to get in touch. We can offer free assistance to ensure that you are fully up to date on all of the funeral providers.

Can You Prepay for a Funeral in the UK?

While you mull over your life insurance policy and all your assets, it may be worthwhile to take a look into prepaying for your funeral plans. 

Yes, you can indeed! A funeral payment plan can be used to pay for a funeral in advance so it may be worth it to look into some prepaid funeral plans. 

A prepaid funeral plan is an alternative for people who want to pay for a funeral in advance at today's costs. If you're thinking about it, make sure you read the details carefully because not all UK funeral plans are the same.

How Much is the Death Grant in the UK?

In the UK, the Bereavement Support Payment is made up of a £2,500 lump sum payment (or £3,500 if you have children) and 18 monthly payments of £100 (or £350 if you're eligible for Child Benefit). 

What Happens When You Can't Afford a Funeral in the UK?

It's not a crime not to be able to afford a funeral or a funeral plan. It can get quite tedious to think about such matters especially knowing that things like these aren't covered by life insurance. 

The local government or hospital can arrange a Public Health Funeral (also known as a pauper's funeral)al if someone dies without money and no relatives who can pay for the funeral. Typically, this takes the shape of a brief, modest cremation service.

What’s Included in a Funeral Plan?

  • A high-quality, professional funeral director to plan arrangements

  • Transportation of the deceased to the funeral directors' premises

  • Costs of a coffin or casket

  • The service at a cemetery or crematorium

  • A hearse to transport to crematorium or cemetery

  • Certain plans cover the cost of a plot or flowers

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Other Services We Offer

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For more information on the services we offer with regards to funeral insurance policies in Ulcombe ME17 1 and plans, take a moment to fill in your details in our quick contact form so our advisors can get back to you.

We’ll talk you through all the options and give you information on available payment plans.

Best Funeral Insurance Plans in Ulcombe

From our research, here are all the top-rated funeral insurance plans in Ulcombe:

  • Sunlife Funeral Insurance Plans

  • Avalon Funeral Insurance Plans

  • Golden Leaves Funeral Insurance Plans

  • Memoria Funeral Insurance Plans

  • Pure Cremation Funeral Insurance Plans

  • Co-op Funeral Insurance Plans Ulcombe

  • Safe Hands Funeral Insurance Plans

  • Golden Charter Funeral Insurance Plans

  • Dignity Funerals Funeral Insurance Plans

  • Age Co Funeral Insurance Plans Ulcombe

  • Pride Planning Funeral Insurance Plans

  • Capital Life Funeral Insurance Plans Ulcombe

  • Aviva Funeral Insurance Plans

  • Simplicity Cremations Funeral Insurance Plans

  • Legal and General Funeral Insurance Plans

  • Prosperous Life Funeral Insurance Plans Ulcombe

  • Rest Assured Funeral Insurance Plans

  • Empathy Funeral Insurance Plans

  • One Life Funeral Insurance Plans Ulcombe

Other locations available for funeral plans
Coldharbour Lower Walmer Westenhanger Bax Riverview Park Castle Hill Hunton Teynham Street Faversham Market Heath Hale Hextable Boughton under Blean Swanley Village Newnham New Hythe Kit's Coty Sole Street Arpinge Lower Cox Street Bitchet Green Highstreet Sandgate New Town Speldhurst Smart's Hill Fosten Green Loose Bilting Challock Kingsgate Newbarn London Beach Minster Northwood Hamptons Clapper Hill Donkey Street East Street Sandling Marlpit Hill Weddington Gill's Green Oad Street Ham Chiddingstone Hoath Twydall Tanden Park Wood Shorncliffe Camp Palmer's Green Northfleet Green Chalkwell Dryhill Nethercourt Nettlestead Pootings Salmans Upchurch Chevening Mud Row Underriver Ho Aycliff Dingleden South Street Broad Tenterden Scotland Hills Chegworth Grafty Green Snowdown Parker's Green Wilsley Pound Stockland Green Denny Bottom Hazel Street Well Hill Hosey Hill Summerfield Meopham Green Stone in Oxney Murston Ewell Minnis Aylesford Buttsole Grain Three Chimneys Frittenden West End Scragged Oak Woodchurch Pedlinge Teston Fir Toll Buckland Valley Hartlip Hollow Street Fleeden Haviker Street Hollybushes Dartford Crowdleham Winterbourne Howt Green Brenzett Fleet-Downs Barrow Hill Queen Street Eastchurch Kings Hill Broad Oak Shatterling Payden Street Meopham Station Yardhurst The Leacon Nettlestead Green Wierton Exted Bossingham Bay View Brook Street Sharnal Street Five Wents Hollingbourne Curteis' Corner Hook Green Sevington Swattenden Crockenhill Clapham Hill Royal Tunbridge Wells Birling Bogden Thurnham Cliffe Woods Loose Hill Sholden Waltham The Pinnock Fenn Street Bredhurst Dargate Common Nash Farthingloe Romney Street Little Mill Hoppers Corner New Romney Bishopsbourne Fairseat Boughton Street Langley Platt Ebbsfleet Valley Stone Street Bramling Newington Kingsdown Sherwood Park Elms Vale Stick Hill Bircholt Forstal Longfield Chesley Sheerness Flishinghurst Knowles Hill Robhurst Westmarsh Temple Hill Tunbridge Hill Dymchurch Davington Perrywood Cooling Street Ridge Row Tylden Ringlestone Paddock Wood Eccles Lower Bush Willesborough Lees Grange Moon's Green Goose Green Wilgate Green Small Hythe Honey Hill Frinsted Aylesham Stiff Street Ash Brabourne Lees Branbridges Woolage Village Coolinge Labour-in-vain East Studdal Swingfield Street Ringlestone Brooklands Ratling Scrapsgate River Troy Town Chartway Street Upstreet Swanley Seasalter Shelvingford Beal's Green Studd Hill Rhode Common Whitfield Patrixbourne Istead Rise Graveney Flemings Chislet Brasted Chart North Street Lower Goldstone Monkton Tudeley Hale Standen Street Calcott Lower Green New Ash Green Hartlip Hill Eythorne Hale Street Ridley Moorstock Boyden Gate Ware Tower Hamlets Chequertree Cranbrook Common Ram Lane Lilyvale Cuxton Field Green Crit Hall West Hythe Lower Stoke Crouch Capel-le-Ferne Tickham High Brooms Satmar Frogham Congelow Stone Corner Trench Wood Platt's Heath Pratling Street Ansdore Pearson's Green Whetsted Hythe Preston Elvington Westwood Queenborough Cooling New Town Mersham Greenhill Buckland Lidsing Woodchurch Starvecrow Worth Lydden Hinxhill Camer Otterham Quay Dungate Coombe Hodsoll Street Marley Worten Warden Barnsole Street End Romford Upton Grove Park Hampton Detling Hoath Corner Paddlesworth St Radigund's Meresborough Twitham Lower Fant Lympne Roseacre Woodsden Benenden Wayfield Throwley Forstal Shuttlesfield Capel Cross St Margaret's at Cliffe Marden Thorn Kemsley Street Sepham Heath Chattenden Mundy Bois Bladbean Great Job's Cross Lunsford Deans Bottom Bogle Hicks Forstal Herne Common Crockhurst Street Warehorne Betteshanger Kemsley Reculver Broomfield Eyhorne Street Hazel Street Hadlow Kempe's Corner Key Street Bexon Broadoak Lower Hardres Lower Heppington Edenbridge Sturry Culverstone Green Wallend Woodside Green Hickmans Green The Quarter Parrock Farm Hocker Edge New Town Blacketts South Street New Street Egerton St Ann's Green Capstone Burlings Troy Town Rosherville Durrant Green Lower Island Old Tree Hanging Bank Statenborough Lower Halstow Chalk Ospringe Stede Quarter High Street Dumpton Sevenoaks Common Leeds Lymbridge Green Whitley Row Ramsgate Dungeness Leigh Chartham Hatch Bishopstone Pettings Kingswood Blue Bell Hill Sutton Valence Mabledon Ripper's Cross North Street Tower Hill Hillborough Ileden St Nicholas at Wade Acrise Halfway Street Chart Sutton Sinkhurst Green West Dumpton Nevill Park Hartley Millhall Matfield Ide Hill Cherry Orchard Hildenborough Westbere Hogben's Hill Oakhurst Bluewater Bluetown Tenterden Wrotham Gravesend Crouch Church Street Bullingstone Elmstone Charing Riverhead Slade Swanton Street Bapchild Paramour Street Perry Street The Crook Linkhill Brook Street Cold Harbour St Peter's Alkham Upper Hardres Wrotham Heath Warren Street Wanshurst Green Wyebanks Ottinge Stodmarsh Peene Badlesmere Stanhope Bearsted Mill Hill Kent Street Pye Corner Oldbury Langton Green Bough Beech Four Wents Hawkenbury Mockbeggar Kingsnorth Chipstead Capel Upper Ifield Marine Town Longford Cranbrook Shorne West Winkhurst Green Halling Stelling Minnis Eastling Heath Side Lower Luddesdown Betsham Windmill Hill Little Chart Mowshurst Haffenden Quarter Broomfield Tuesnoad Ripple Middle Stoke Wilmington Roughway Peckham Bush Highstead Eddington Whitehill Chillenden Cage Green Snodland South Tankerton Goodnestone Rowling Toy's Hill Friningham Hastingleigh West Yoke Twitton Royal British Legion Village Bredgar Shirkoak Dargate Hartley Ringwould East Langdon Hungershall Park Oare Throwley Westwell Brookland Parkgate Noah's Ark Cheeseman's Green Selson The Lees Pennypot Horsalls Stansted Dean Street Frogholt West Malling Lower Green Rusthall Sly Corner St James Westbrook Chilham Paddock Gun Green Halfway Houses Fostall St John's Sixmile Standen Womenswold Newingreen Kingsnorth Knowlton Watt's Cross Peening Quarter Millbank Smarden Little Frith Whitehill Littlebourne Clement Street Bullockstone Hulberry David Street Upper Bush Brandfold Sittingbourne Gushmere Horsmonden Wichling Wouldham Hartley Hill Biddenden Larkfield Liverton Street Nelson Park Stonehill Green Greatstone-on-Sea Hawkenbury Timberden Bottom Broad Ford Heaverham Reading Street Ashurst Chalksole Green Derringstone Bliby Durlock Laddingford Gover Hill Sheldwich Markbeech Wissenden Lamberden Ditton Horn Street Haine Meopham Walter's Green Isle of Wight Goose Green Hook Green Wickhambreaux Orchard Valley Margate Grove Green Little Mongeham Borden Hill Preston Sarre Fordcombe Dunn Street Snoll Hatch Kearsney Peters Village Further Quarter Hadlow Stair West Hougham Stonestreet Green Chart Hill Bayley's Hill West Farleigh Goodley Stock Otham Key's Green Stone Blean Strood Great Cheveney Snoadhill Foord Barham Knockmill Smarden Bell New Pound Stowting Court Lydden Kenardington Whitehall Goodnestone Stowting Fordwich Shepway Pipsden Sandway Lamberhurst Eastry Highgate Pembles Cross West End Brook Lords Wood Herne Teynham Priestwood Shottenden Horton Kirby Kennington Smallbridge Ruckinge Strood Higham Hook Green Lower Twydall Pembury Westwell Leacon Knox Bridge Slutshole Sandwich Darenth Henley Street Temple Ewell Silver Street West Cross Boxley Perry Lower Hartlip Five Oak Green Bedgebury Cross Bekesbourne Hill Tubslake Brattle Upper Halling Southernden Brasted Hearnden Green North Halling Shoreham Hamstreet Moor Street Stoke Chestnut Street Herne Pound Ulcombe Darland Brenchley Bridge West Peckham Dunton Green Broad Street Broad Street Harrietsham Palmstead Acol Reading Street Rhodes Minnis Stubb's Cross Colliers' Green Upper Upnor Wainscott Newenden Barfrestone Childsbridge West Street Coursehorn Iden Green Seed Orlestone Denton Boughton Malherbe Cross-at-Hand Knockhall Cliftonville Hill Hoath Henhurst Cold Harbour Bybrook Farthing Green Farningham Seacox Heath Hoo Three Tees Bicknor Western Heights Higham Wood Tudeley Waterham Lydd-on-Sea Snave Little Chart Forstal Leybourne Lade Cellarhill Northbourne Gravel Castle South Alkham Frindsbury Hoaden The Moor Boughton Monchelsea South Green Singlewell Studdal Lower Haysden Broomhill Bank Weller's Town Upper Walmer Wootton Headcorn Well Head Mockbeggar Deal Copton Egerton Forstal Northgate The Quarter Knatts Valley The Park Bateman Corner Grigg Brookfield St Mary in the Marsh Iwade Marlpit Upper Harbledown Longfield Hill Brabourne Breach Ford Darenth Valley Shipbourne Printstile Tovil Walderslade Horns Cross Weavering Street Leigh Green The Brents Bessels Green Marshborough Badgers Mount South Willesborough Bobbing Clarendon Sevenoaks Weald Borstal Basted Marshside Yew Tree Green Pluckley Borough Green St Michaels East Farleigh Ham Green Densole Tonge Corner Allhallows Bean Chainhurst Timbold Hill Martin Mill Brissenden Green Palmarsh Ightham Mystole Swanscombe Finberry Durlock Dene Park Cooper Street Cock Street Otham Hole Farleigh Green Swift's Green Church Hougham Swingfield Minnis West Minster Denton Tyler Hill Horselees East Malling Westfield Sole East End Godden Green Southfleet Little Conghurst Biddenden Green Woolage Green New Barn Botolph's Bridge Chillmill Gore Otterden Place How Green Upper Goldstone Oversland Marden Beech The Bridge Nash Street Fawkham Green Boughton Green Nackington Sandhurst Rolvenden Snipeshill Staplestreet Burrswood Thong Seabrook Whatsole Street Sevenoaks Sheldwich Lees Seaton Powder Mills Hever Twenties Painter's Forstal Swalecliffe Hockley Coldred Flete Yelsted Minster Yalding Grove High Halden Highsted Joyden's Wood Milstead Baker's Cross Park Side Wittersham Whiteacre St Leonard's Street Upper Hayesden Barrowhill Glassenbury Iden Green Radfall Hunters Forstal Maypole Shadoxhurst Cobham Dover Hubbard's Hill Garlinge Green Lamb's Cross Bottom Pond Deans Hill Four Throws Knave's Ash Pittswood Fletcher's Green Norton Ash Rough Common Great Chart Potman's Heath Fig Street Hilden Park Woodnesborough Plaxtol Worms Hill Westgate-on-Sea Neames Forstal Vigo Village Pett Bottom Knockholt Walmer Blue Town Rochester Selling Ashley Denstroude Collier Street The Valley Wingham Well Woodlands Chalksole Wateringbury Broad Oak Appledore Heath Marsh Green Ivychurch Hernhill Wormshill Beltinge Chartham Wye Underling Green Barming Benover Medhurst Row Tonbridge Manston Aldington Frith Bedmonton Eastwell Park Westwood Boughton Lees Barrow Green Lower Eythorne Goddard's Green Waterman Quarter Milton Regis Naccolt Pepper Hill East End Westwood Brompton West Court Mountain Street Tunstall Hoo St Werburgh Lower Higham Lodge Lees Knockholt Pound Anvil Green Claygate West Stourmouth Comp East Stourmouth St Dunstan's Hill Street Lower Upnor Warmlake Coomb Hill Modest Corner Claygate Cross Kings Farm Poulders Gardens Barden Park Skeete Ware Street Harvel Hemsted Stone Cross Lower Herne The Harbour Ham Hill Coppins Corner North Elham Sherwood Selgrove Harman's Corner High Knocke Greet Ash Leaveland Bloodden Well Street West Kingsdown Southborough Dane Street Ivy Hatch Curtisden Green Stonebridge Green St Augustine's Stocks Green Hammill Bowmans Bulleign Frith High Halstow Middle Deal Uplees Westerham Dunkirk Dunk's Green Brooks End Mill Street Tankerton Elvington Lynsore Bottom Thanington Greenhithe Colt's Hill Gore Street Maidstone Cop Street Cooper's Corner Luton Yorkletts Tickenhurst Great Pattenden Littlestone-on-Sea Faversham Lakes Caring Leadingcross Green Culmers Wetham Green Shorne Ridgeway Scarborough Gold Street Plucks Gutter Appledore Hawthorn Corner North Foreland St Martin's Maxted Street Kipping's Cross Etchinghill Langley Heath Speed Gate Seal North Lyminge The Forstal Potten Street Stonewood Gibraltar Stockbury St John's Harbourland Foxendown Radfield Boughton Aluph Hearts Delight Bodsham Wolverton French Street Sandling Hawkinge Hamlet of Shellness Burmarsh Church Street Wingham Yewhedges Charing Hill Bilsington Adisham Gain Hill Camden Park Crossways Withersdane Henwood Green Maltman's Hill Pested Styants Bottom Force Green Boughton Corner Livesey Street Shorne West Street Stanford Cheriton Bossington Rabbit's Cross Hall's Green Chestfield South Street Felderland Petham Allington Garlinge Merryman's Hill Singleton Rodmersham Sutton Wingham Green Kettle Corner The Freehold Bidborough Red Hill Heronden Fant Breach Broad Street Elmsted Postling Folly Town Shalmsford Street Molash Froghole Upper Postern Round Green Pullington Crundale Broadwater Down Shelvin Holborough Canterbury Ramslye Tilmanstone Saint's Hill Bethersden Hawley Pizien Well Postling Green Underriver Wheelbarrow Town Upper Deal Maxton Swanton Newington Maypole Stonecrouch Farthing Corner East Hill Thurston Park Chiddingstone Bromley Green Potters Corner Lyminge Plumtree Green Smeeth Crabble Wilsley Green Guilton St Margarets Chilton Barnes Street Morehall Eastwood Guston Northfleet St George's Square Potter's Forstal Winchet Hill Horseshoe Green Upper Fant Gosmere Lullingstone Old Romney Borden Saltwood Sibertswold Riseden Beltring St Mary's Bay Folkestone Petteridge Lower Rainham Townland Green Carter's Hill Wigmore East Peckham Under the Wood Birchington Whitstable Old Wives Lees Hales Place Kippington Upper Eythorne Hucking Hill Top Doddington Otford Cliffe Tong Green Little Betteshanger Martin Sissinghurst Wingmore Marley Newchurch Charcott South Ashford Pineham Danaway Gillingham Burham Court Woodland Rooks Hill Mile Town Stocker's Head Camden Hill Christian Fields White Oak Wickhurst Selsted The Stocks Mount Pleasant Clap Hill Each End Way Green Hill North Eastling Erriottwood Halstead South Stour Church Whitfield Broadstone Lewson Street Stone Cross Offham Rowling Street Newland Green Lydd Elham Kingston Yopps Green Pluckley Thorne Hassell Street Court-at-Street Beaver Bockhanger Chislet Forstal Rainham Lynsted Northdown Bekesbourne Stalisfield Green Bromstone West Langdon Pean Hill Middle Quarter Chiddingstone Causeway Lower Bitchet Stone Cross Mereworth The Quarter Allhallows-on-Sea Milton New House Grubb Street Nonington Goat Lees Greatness Great Buckland West Street Marden Chitty Golden Green Broomhill Out Elmstead Upper Hardres Court Sandhurst Cross Newington Daniel's Water Crockham Hill Sandown Park Monk's Hill Harbledown South Darenth Coxheath Bagham Cowden Pegwell Bonnington Great Stonar Sole Street Herne Bay The Pound Willesborough Broom Street Chilmington Green East Malling Heath Lenham Ridgeway Staplehurst Tutt Hill Richborough Port Dartford Marshes Golford Four Oaks Sutton at Hone Wombwell Park Great Mongeham Poundsbridge Ashford Deerton Street Charing Heath Godmersham Fairbourne Heath Kennington Lees Addlestead Wildernesse Forstal East Barming Sellindge Rushenden Hacklinge Brenzett Green Lenham Forstal Round Street Penenden Heath Chatham Dunn Street Devil's Den Penshurst St Mary Hoo Hook Green Goathurst Common Stowting Common Lett's Green Troy Town Cranbrooke Common Trottiscliffe Sevenscore Willington Leysdown-on-Sea Linton West Cliffe Barming Heath Hothfield Keycol Finglesham Sandwich Bay Estate Lenham Heath Old Cryals Great Bower Hoath Conyer Broadstairs Newtown Rooting Street Windmill Hill Stone Hill Cliffs End Luddesdown Yewtree Cross Acton South Street Addington St Stephen's Green Street Green Mile Oak Burmarsh Park Wood Hempstead Upper Rodmersham Maplescombe Kilndown Priestwood Green Goudhurst New Town Ryarsh Napchester Drellingore Lashenden Ickham Chart Corner Hareplain Chambers' Green Hawkhurst Aldington Eynsford Lamberhurst Quarter Rodmersham Green Snargate Hersden Buckhurst Sundridge Noke Street Milebush Luddenham Woolpack Corner Ightham Common Four Elms Burham Staple Plumford Long Reach Ashbank Kemsing Rolvenden Layne Gadshill Loyterton